|
 If you're planning to buy a home of your own in Spain, International Mortgages have a local team of specialists, who can provide you with all the help and advice you will need.
We have years of experience in assisting people to purchase properties in the Iberian Peninsular - and we are in regular contact with surveyors and lawyers in most of the expatriate centres. So we are ideally placed to guide you through the whole process - and ensure that your purchase is completed as speedily and smoothly as possible.
|
|
Please ensure that you will have full title to the property on completion and that the "copia Simple" is available for the bank. Other documents such as the official plans of the property, a plan of the site and a copy of the caderneta predlal and certidao de encargos may be required before the lender is able to carry out a valuation. These documents are usually available from your solicitor.
With new properties, find out the date the property will be registered in your name(s), as the bank cannot lend on the security of the property until it has been registered.
Whilst all reasonable steps will be taken to secure the loan on your overseas property as soon as possible, delays may occur due to the Portuguese legal and administration system.
|
|
 The Good Life
Firstly, France has about the same population as the UK, but it is a far larger country. Consequently, there is less pressure on land, hence lower prices, excluding Paris and it's suburbs, the popular ski-resorts and certain areas along the Mediterranean and Southwest coastline.
French tastes in terms of what to buy and where varies considerably. The charm and excitement of owning an isolated farm is less likely to be of the same interest to a Frenchman. This will obviously affect the resale value in years to come should you wish to sell.
|
|
|
