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Medicare International, the leading global Healthcare insurer, today
announced major changes to its group policies, allowing for greater
inclusiveness, as well as improved cover for those working in or close
to war zones.
The company is now offering group cover at a
minimum of three employees subject to underwriting, previously five. HR
Directors and Personnel see significant advantages in organising group
cover rather than individual, mainly with regards to cost savings, but
also in terms of administration time. This redefinition of ‘group’ will
enable greater numbers to enjoy the benefits of these policies, and
allow for greater efficiencies with regards to the paperwork involved.
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Generally today people have more leisure
time coupled with a greater disposable income – people holiday worldwide to
exotic places and work abroad on a regular basis. While the majority of leisure
pursuits will not affect an expat health Insurance application, participating in what are
considered extreme sports could affect your international medical Insurance.
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Expats in Singapore can now buy international private medical Insurance (IPMI) from the world's largest expatriate insurer, Bupa International, thanks to a partnership agreement with Singapore-based International Medical Insurers (IMI).
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Andy Coyne picks his way through the Healthcare maze and offers two tips. Don’t try to get health cover ‘on the cheap’; and use a specialist intermediary
Are there bargains to be had when buying medical expenses Insurance? Well certainly there are price differentials but what is more important is that you and your family are not left with an insufficient level of cover.
When heading abroad there are all sorts of hidden expenses, some of which may not be covered by your firm’s relocation package - if there is one - and it is tempting to try and cut costs across the board. This could be a bad mistake when it comes to medical expenses Insurance, or PMI cover.
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BUPA International has launched five new health Insurance plans specifically designed to meet the Healthcare needs of people living in Latin America and the Caribbean who want cover for treatment at home and overseas.
The policies offer a range of cover options for diagnosis, in-patient and out-patient treatment, cancer, congenital conditions, professional and hazardous sports, physiotherapy ,emergency evacuation and repatriation.
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Francis Higney explains how to find the most suitable Healthcare policy and the most suitable pricer.
There are many things in life that we, in the west at least, take for granted; clean running water, electricity, England failing to win a major soccer competition... the list is endless.
Most of us also tend to take good health for granted - being healthy is only recognised for what it is when we have the misfortune to fall ill. Should we recover, many of those promises we made to lead a healthier lifestyle and take better care of ourselves go the way of many New Year’s resolutions.
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So it seems that once again an age old adage does hold true today, with an overwhelming majority of people saying that ‘prevention is better than a cure’, according to the results of a Healthcare poll.
MediCare International asked the question, “Do you agree annual Healthcare check-ups are useful?” in a recent website mini poll and over 88 per cent responded with a resounding ‘YES’.
These results fit perfectly with annual MediCare International trend research which showed that wellbeing facilities were one of the most sought after features within a Healthcare policy.
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BUPA International's 700,000 members can now enjoy immediate 24-hour, personal access to a customer adviser from wherever they are in the world, thanks to the launch of Webchat. Webchat provides a live and secure online 'chat room' environment. It has been designed to give customers immediate access to BUPA International advisers who can answer a multitude of queries speedily and follow up on claims.
Customers can access the service by simply logging into the Members' World Homepage and registering for a Webchat. They are then connected to an adviser for a two-way online conversation reducing the cost of a telephone call and the time delays that are characteristic of e-mails. |
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As social health Insurance services that could once be relied upon are no longer able to keep pace with the ever increasing cost of medical treatment, so the need to make alternative arrangements has become of crucial importance, particularly to the expatriate.
For those expats living and working abroad, accessing the right kind of health Insurance cover can turn out to be a nightmare, with the cost of medical treatment often expensive and difficult to arrange particularly in an emergency.
Health Insurance is one of the essentials for expatriates, especially those who are new to a territory and do not know what provisions they will be able to count on from the state in which they are living.
By having health Insurance, you will also have an expert on your side, checking that you are receiving appropriate, reasonably priced treatment.
If you do not have health cover, how will you know you can be sure that your doctor is not exaggerating your ailments to charge you extortionate fees? |
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Germany's Healthcare system has undergone some major surgery as part of moves to trim welfare costs and to introduce greater flexibility into the country's economy. Andrew McCathie reports on what you need to know about the changes.
Up until now Germany's once generous welfare state provided the country with largely comprehensive Healthcare services, including spa treatments and taxi bills paid by insurers.
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Health Insurance can be a tricky issue for expats. After relying on the safety net of the British NHS for so long, you might feel like paying into a scheme is tantamount to wasting money, but your health is something you should definitely take seriously when living abroad
The government strongly advises British expatriates to take out health Insurance at some level, and today’s policies cover everything from a pesky throat infection to the type of ongoing treatment you would need if diagnosed with a serious illness like cancer.
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